Real Estate Tax Relief
IMPORTANT ANNOUNCEMENT RELATED TO COVID-19
To minimize the risk of COVID-19 to applicants and staff, in-person appointments should be scheduled (Monday - Friday, 8:30am to 4:30pm) by visiting www.charlottesville.gov/COR or calling 434-970-3160.
Real Estate Relief for the Elderly & Disabled
Real Estate Tax Relief program has been ended by March 1st.
If you own and are living in your home in the City of Charlottesville and are 65 years of age or older, or are permanently disabled, and have a yearly income of $55,000 or less and a net worth of $125,000 or less, you may qualify for Real Estate Tax Relief. Net worth excludes the fair market value of the home in which you live.
The Commissioner of the Revenue's Office begin taking applications on February 1 each year. The deadline for application is March 1. There will be no rollover using prior year qualifications.
If you are a disabled veteran you may qualify for an exemption from Real Estate Tax if the following criteria is met:
- Real estate must be owned or jointly owned with a spouse by the veteran.
- The real estate must be occupied by the veteran as his/her primary place of residence.
- The veteran must have been rated by the U.S. Department of Veterans Affairs or its successor agency to have a 100% service-connected, permanent and total disability.
The surviving spouse of an eligible veteran may also qualify provided the death of the veteran occurs after January 1, 2011, the surviving spouse does not remarry, and the surviving spouse continues to occupy the real estate as his/her primary place of residence.
Charlottesville Housing Affordability Program (CHAP)
In an effort to promote and preserve home-ownership, the Charlottesville City Council offers grants to homeowners who may not otherwise qualify for the City’s elderly and disabled tax relief programs. These grants help offset the financial hardships faced by many homeowners due to rising real estate assessments. The application period to apply for this program runs from July 1 - September 1.
- You must be the legal owner AND occupant of the residence as of January 1, 2021 through September 1, 2021;
- You may not own any other real estate;
- You must be in good standing on a payment plan with the Treasurer’s Office if you owe delinquent taxes;
- The current year 2021 assessed value on your home must be below $375,000;
- Your 2020 IRS Federal Adjusted Gross Income must be less than $55,000;
- You must not be currently enrolled in the Real Estate Relief Program for the Elderly and Disabled.
Apply Online for CHAP:
The Charlottesville Housing Affordability Program online application will be available on July 2022.
Before you begin the application online be sure to have all necessary documentation ready to be uploaded electronically.
For More Information
For further information regarding the Charlottesville Housing Affordability Program, Real Estate Relief for Elderly or Disabled, or Disabled Veteran’s Real Estate Tax Exemption, please call 434-970-3160.