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Real Estate Tax Relief
IMPORTANT ANNOUNCEMENT RELATED TO COVID-19
To minimize the risk of COVID-19 to applicants and staff, in-person appointments should be scheduled (Monday - Friday, 8:30am to 4:30pm) by visiting www.charlottesville.gov/COR or calling 434-970-3160.
Real Estate Relief for the Elderly & Disabled
Real Estate Tax Relief program has been ended by March 1st.
If you own and are living in your home in the City of Charlottesville and are 65 years of age or older, or are permanently disabled, and have a yearly income of $55,000 or less and a net worth of $125,000 or less, you may qualify for Real Estate Tax Relief. Net worth excludes the fair market value of the home in which you live.
The Commissioner of the Revenue's Office begin taking applications on February 1 each year. The deadline for application is March 1. There will be no rollover using prior year qualifications.
Documents
- List of Qualifications for Real Estate Tax Relief for the Elderly and Disabled Grand (PDF)
- Real Estate Tax Relief Application (PDF)
Online Application
Disabled Veterans
If you are a disabled veteran you may qualify for an exemption from Real Estate Tax if the following criteria is met:
- Real estate must be owned or jointly owned with a spouse by the veteran.
- The real estate must be occupied by the veteran as his/her primary place of residence.
- The veteran must have been rated by the U.S. Department of Veterans Affairs or its successor agency to have a 100% service-connected, permanent and total disability.
The surviving spouse of an eligible veteran may also qualify provided the death of the veteran occurs after January 1, 2011, the surviving spouse does not remarry, and the surviving spouse continues to occupy the real estate as his/her primary place of residence.
Document
Charlottesville Homeowner Assistance Program (CHAP)
In an effort to promote and preserve homeownership, the Charlottesville City Council offers grants of assistance to qualifying low- and moderate-income homeowners. These grants are intended to assist qualifying recipients with the ongoing costs of homeownership. The application period for this program runs from July 1 - September 1. The deadline to apply for a CHAP grant has been extended through September 16th!
Qualifications:
- Applicant must be a legal owner AND occupant of the residential property as of January 1 of the current year;
- Applicant, spouse, and co-owners residing in the home cannot own any other real estate;
- The current year assessed value on applicant’s residential property is $420,000 or less;
- Applicant’s household income using IRS Federal Adjusted Gross Income (FAGI) for the 2021 tax year is $60,000 or less;
- You must not be currently enrolled in the Real Estate Relief Program for the Elderly and Disabled.
Documentation needed:
- Applicant must provide a copy of 2021 IRS Form 1040 for any adult relatives and/or co-owners residing in the home.
- If the applicant or any adult relatives or co-owners residing in the home are not required to file (or have not yet filed) 2021 IRS 1040 tax return, further steps and supporting documents will be required.
Apply Online for CHAP:
Click the online application link to fill out the form online.
Before you begin the application online, be sure to have all necessary documentation ready to upload electronically. The form will not save your progress for you to return later
CHAP Fillable Form:
If you choose to apply by e-mail or mail, download the form (in PDF format), fill it out, and e-mal or mail it to the address below. You must include any necessary income documentation as well:
Email to: citycor@charlottesville.gov
Mail to: Commissioner of the Revenue P.O. Box 2964 Charlottesville, VA 22902-2964
For More Information
For further information regarding the Charlottesville Homeowner Assistance Program, Real Estate Relief for Elderly or Disabled, or Disabled Veteran’s Real Estate Tax Exemption, please call 434-970-3160.