Real Estate Tax Relief

Real estate Tax Exemption for the Disabled Veteran and Surviving Spouse

If you are a disabled veteran or surviving spouse you may qualify for an exemption from Real Estate Tax if you reside in the City of Charlottesville and the related criteria below is met:

Qualifications Required for the Real Estate Tax Exemption

For the veteran:

1. The veteran must have been rated by the U.S. Department of Veterans Affairs or its successor agency to have a 100% service-connected, permanent and total disability;
2. Real estate must be owned (solely or jointly) by veteran;
3. Real estate must be occupied by the veteran as his/her primary place of residence.

For the surviving spouse of a disabled veteran:

1. The death of the veteran must have occurred on or after January 1, 2011;
2. In order to qualify for exemption surviving spouse must not remarry;
3. There is no restriction on surviving spouse moving to a different principal place of residence within the Commonwealth of Virginia.

For the surviving spouse of a service member of the armed forces killed in action:

1. The deceased service member must have been “killed in action”, or “died of wounds received in action”, as determined by the U.S. Department of Defense after January 1, 2015;
2. In order to qualify for exemption surviving spouse must not remarry;
3. There is no restriction on surviving spouse moving to a different principal place of residence within the Commonwealth of Virginia.

Application Form:

• Disabled Veteran’s Real Estate Tax Exemption Application (PDF) 

Charlottesville Homeowner Assistance Program (CHAP)

Applications are no longer being accepted.

To promote and preserve homeownership, Charlottesville City Council is once again offering Charlottesville Homeowner Assistance Program grants to assist qualified low and moderate income homeowners. This grant program is intended to assist qualified applicants with the ongoing costs of homeownership. The application period for this program runs from July 3 to September 1.

You MAY qualify for a grant of $1000, $1500, $2000, or $2500 depending on your household IRS Form 1040 Adjusted Gross Income for Tax Year 2022.

Requirements:

• Applicant must be a legal owner AND occupant of the residential property as of January 1 of the current year;
• Applicant, applicant’s spouse, any co-owner residing in the home cannot own any other real estate;
• The current year's assessed value on applicant’s home must be $460,000 or less;
• Applicant’s household income using IRS Form 1040 Adjusted Gross Income for the Tax Year 2022 cannot be greater than $60,000;

This program is available to individuals who are not receiving real estate tax relief for the elderly or disabled persons, or tax exemption for qualified veterans for Tax Year 2023.

Documentation needed:

Applicant, applicant’s spouse, any co-owners, or adult relatives residing in the home, 

• must provide a copy of IRS Form 1040 for Tax Year 2022, 
• or must provide copy of tax returns and income statements if you/they have not yet filed (or are not required to file) IRS Form 1040;

Online Application:

Be prepared to upload all electronic copies (pdf or photo) of tax returns and income statements for Tax Year 2022 for applicant, applicant’s spouse, any co-owners or any adult relatives who reside in the home. The program will not save your progress for you to return later.

• Click here       to open the on-line application form, fill out the form online, and submit.

Fillable Application Form:

• Click here       to download the form (in PDF format), fill out the form and  e-mail or mail, see below for the addresses.